Ghana Commercial Bank
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Security
GCBCB uses modern security patterns for authentication, verification, and auditability.
Password hashing
using PHP password_hash/password_verify
Email OTP
for high-risk actions (wires, crypto sends, beneficiary verification)
CSRF protection
on all POST forms
Prepared statements (PDO)
to prevent SQL injection
Audit logs
with actor, action, IP, and metadata
Role-based access
for admin modules
Secure Login
Email address
Password
OTP verification required after login.